" Two free movie tickets every month? Did not expect my credit card to pay for my weekend plans! "

Ruhan Singh

" Im saving on every Swiggy and Amazon order now, didnt realize how much I could cut down on my monthly expenses! "

Zoya Malik

" Just used my credit card for free lounge access at the airport. Didn't know what I was missing out on! "

Kabir Deshmukh

" I used to think credit cards were risky, but SuperCred helped me pick one that actually works for me. "

Meera Lakshman

" I thought getting my first credit card would be confusing, but SuperCred made it effortless. "

Anaya Rathode

Real stories, Real benefits!

How SuperCred Works

(in 3 simple steps)

Browse & Discover

Find the right credit card for your needs

Choose & Apply

Apply with your PAN card details

Get your card

Our team will call and assist you in completing the process

Discover the power of a Credit Card

The right credit card helps you save on every rupee spent and earn rewards on what you already buy. Lets find yours!

Start saving today

Is SuperCred free to use?

Yes! SuperCred does not charge users any fees for applying. If any joining fee is applicable, it is directly collected by the bank.
How does SuperCred work?

After you have applied for a credit card on the platform, our team will call you, get your details to check eligibility, and guide you through the application process.
Do I need a PAN card to apply?

Yes, a PAN card is required to proceed with credit card applications.
Who is eligible to apply for a credit card?

Eligibility depends on the bank, but typically, you need to be 18+, have a stable income, and a good credit score.
Can I apply for multiple credit cards?

Yes, but approval depends on your credit score and financial eligibility.
How does SuperCred process my application?

Once you apply, our team verifies your details and forwards the application to the respective bank for approval.
What happens after I submit my application?

You will receive a call from our team within 2 days to confirm your details and proceed with the bank.
How long does it take to get a credit card?

The process usually takes 5-15 days, depending on the bank and document verification.
Will applying for a credit card affect my credit score?

Yes, applying for multiple cards in a short time can lower your credit score. Apply wisely.
Can I track my credit card application status?

Yes, you can track your application status from the My Applications page in your profile.
Are there free credit cards with rewards?

Yes! Many credit cards offer rewards, cashback, and perks with zero annual fees.
Do all credit cards have annual fees?

No, some cards are lifetime free, while others may waive the fee if you meet spending criteria.
What are the common benefits of a credit card?

Credit cards offer cashback, travel rewards, lounge access, discounts, and EMI options.
How can I maximize rewards on my credit card?

Use your card for categories that offer the highest rewards and pay bills on time to avoid fees.
Is it safe to apply for a credit card through SuperCred?

Yes! We take data privacy seriously and ensure that your information is handled securely.
Will SuperCred share my data with third parties?

No, we only share your details with the bank you apply for, ensuring security and compliance.
What should I do if I suspect fraud on my credit card?

Immediately report it to your bank and block the card via their customer service.
Do I need to spend a lot after getting a credit card?

No, you can use your card as little or as much as you like. Some cards offer benefits without high spending.
How can I avoid charges on my credit card?

Pay your bill on time, check for zero-fee cards, and use your card smartly to avoid extra charges
How do I pay my credit card bill?

You can pay through net banking, UPI, auto-debit, or mobile banking apps.
What happens if I miss a credit card payment?

You may incur late fees and a negative impact on your credit score. Always pay at least the minimum due.
How can I increase my credit limit?

You can request a limit increase from the bank after maintaining good usage and repayment history.
Can I cancel my credit card anytime?

Yes, but ensure all dues are cleared before requesting cancellation from the bank.
What is the best way to avoid credit card debt?

Pay your full balance every month, avoid impulse spending, and track your expenses regularly.
Can I upgrade or change my credit card later?

Yes, many banks allow upgrades after maintaining good usage and repayment history.